As of the end of November this year, the Jiangsu Branch of China Construction Bank has provided inclusive loans to small and micro enterprises with a balance of 227.7 billion yuan, ranking first in the industry by focusing on solving the financing difficulties.
In recent years, the Jiangsu Branch of China Construction Bank has made every effort to support various links in the industrial chain and various scenarios of urban-rural circulation with new financial services by covering key areas and weak links of social livelihood such as small and medium-sized enterprises, self-employed businesses, and rural areas.
The Nanjing Zhongcai Logistics Market has thousands of businesses with varying funding needs.
After understanding the needs of the businesses, Jiangsu Construction Bank has launched a one-stop credit service that can calculate credit limits, apply for loans, repay and renew loans so as to allow the businesses to quickly borrow from the app according to their actual needs, with loan amounts ranging from 10000 yuan to 10 million yuan.
“Now we can borrow 1 million yuan, which can be increased in the future to solve our concerns. With the support of China Construction Bank, our business is much more convenient,” said Qian Sheming, a businessman in Nanjing Zhongcai Logistics Market.
The Jiangsu Branch of China Construction Bank has optimized the funding supply structure by allocating more financial resources to small and medium-sized enterprises, and made great efforts in inclusive finance by providing suitable financing services for different development stages of small and medium-sized enterprises.
Nanjing Fangshenghe Pharmaceutical Technology Co., Ltd. has recently launched and marketed its independently developed drug sacubitril valsartan monotherapy, breaking the market monopoly of imported drugs in the field of cardiovascular disease treatment.
The company has spent 9 years developing this innovative drug at an investment of over 40 million yuan. The continuous investment in research and development has tightened the company's working capital, and the Nanjing Pukou Branch of China Construction Bank has provided timely loan support.
“We analyzed the credit plan for the enterprise based on the previous market situation and provided a pure credit of 10 million yuan in financial support,” said Xu Hao, Customer Manager of Pukou Branch, Nanjing, China Construction Bank.
This year marks the fifth year of China Construction Bank's implementation of the inclusive finance strategy. As of the end of November, the Jiangsu Branch of China Construction Bank has served 204 thousand inclusive finance entities in the province, with a cumulative inclusive loan balance of 227.7 billion yuan, ranking first in the industry.
“We strive to build a diversified and inclusive financial service system by providing high-quality financial services to the real economy, small and micro enterprises, and self-employed businesses so as to better stimulate the vitality of market entities,” said Sun Longcai, Deputy Secretary of the Party Committee and Vice President of China Construction Bank Jiangsu Branch.
