East China’s Jiangsu province will further reduce the burden of medical expenses for the poor and seriously ill patients, and prevent the impoverished return to poverty due to illness, according to the "Implementation Opinions on Improving the Medical Insurance and Relief System for Serious and Critical Diseases" issued recently by the General Office of the Provincial Government.
According to the "Implementation Opinions" that is divided into 19 articles in eight aspects, Jiangsu will strengthen basic medical insurance, serious illness insurance, and medical assistance to ensure that people in need will not suffer from serious diseases that affect their basic lives, and at the same time avoid excessive insurance.
Jiangsu has clarified that the medical assistance targets include 10 groups of people that are the extremely poor, people living on the subsistence allowances, the children in need, and the marginal family members of the subsistence allowances.
Jiangsu will give them classified subsidies to ensure that they are insured to the greatest extent and can enjoy basic medical insurance coverage, and those in extreme poverty will be fully subsidized to participate in the insurance.
The prefecture-level cities will provide fixed subsidy to the marginal family members of the minimum living allowances to participate in insurance according to not less than 80% of the personal payment standard.
Jiangsu will enhance the function of reducing the burden of critical illness insurance, and improve the preferential payment policy of critical illness insurance for aid recipients.
Medical assistance will play a role as a bottom-up guarantee for those who have a heavy burden of personal medical expenses after basic medical insurance and serious illness insurance are paid.
According to the "Implementation Opinions", the medicines, medical consumables, and diagnosis and treatment items paid by the medical aid fund shall comply with the national and provincial regulations on the payment scope of basic medical insurance.
For fully subsidized insured participants, assistance will be given at a rate of not less than 80%, and 100% of assistance will be given to extremely poor people, orphans in distress, and de facto unsupported children.
